Taking Charge of Your Financial Life

Every year at this time, I like to take a step back, and do an audit of sorts on my financial activities for the year gone by. 

This is something everyone should do at least once per year. It doesn't have to be in December - you could be reading this article at any time of year, and there's no time like the present.

The only requirement is to set aside enough time so that you can properly assess everything. A regular two-day weekend can be sufficient. It's tempting to skim past the uncomfortable parts of this process, but that's where the most important lessons lie. If you don't allow enough time to work through this process, you won't get the full benefit from it.

Here's the simple, three-step process that I follow each year; I hope you find it as helpful as I do!

1. Compile a list of the major financial decisions you made this year. 

Did you make any major purchases, such as a house, a car or other large asset? Or did you sell any of these large assets?...

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