Taking Charge of Your Financial Life

Every year at this time, I like to take a step back, and do an audit of sorts on my financial activities for the year gone by. 

This is something everyone should do at least once per year. It doesn't have to be in December - you could be reading this article at any time of year, and there's no time like the present.

The only requirement is to set aside enough time so that you can properly assess everything. A regular two-day weekend can be sufficient. It's tempting to skim past the uncomfortable parts of this process, but that's where the most important lessons lie. If you don't allow enough time to work through this process, you won't get the full benefit from it.

Here's the simple, three-step process that I follow each year; I hope you find it as helpful as I do!

1. Compile a list of the major financial decisions you made this year. 

Did you make any major purchases, such as a house, a car or other large asset? Or did you sell any of these large assets?...

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Stop Limiting Yourself

Do you know what you are truly capable of?

I'm guessing the answer to that question is a resounding NO.

How can I say this with so much confidence?


Yesterday, I walked 65 kilometers (a little more than 40 miles), almost all of it within a span of 12 hours. 

Understandably, I'm rather exhausted from this activity, so I'm going to keep this blog post relatively short. But that doesn't mean it won't be impactful - or at least, I hope so.

You see, if anyone had told me, even a week or two ago, that I would achieve that distance in the race for which I'd been training since the early summer, I would have laughed hysterically at them. 

My goal was to walk 50 kilometers. I didn't care how long it took - the race course was open for 24 hours, so I literally could have shuffled my way to the end. 

But a funny thing happened... I reached my goal, and realized I still felt fine. I decided to keep going, to see how far I could push my limits.

And ended up adding another...

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